Buy · Sell · Insure · Finance DMV Guides for All 50 States License & Registration Help Oil Changes · Repairs · Maintenance Car Loans & Refinancing Auto Insurance Explained Buy · Sell · Insure · Finance DMV Guides for All 50 States License & Registration Help Oil Changes · Repairs · Maintenance Car Loans & Refinancing Auto Insurance Explained
Buying & ResearchInsuranceDMV & RegistrationRepairsAbout UsContact Us

How to Build a Ford Explorer: Using the Configure Tool to Customize Your SUV

Using Ford's online build tool to configure an Explorer is one of the most practical first steps in the car-buying process. It lets you understand what's available, what each option costs, and how different combinations affect the final price — before you ever set foot in a dealership. But knowing how the tool works and what to do with the results are two different things.

What "Build a Ford Explorer" Actually Means

Ford's Build & Price tool (available at ford.com) lets you configure a new Explorer by selecting:

  • Trim level — the base package that determines your starting price and standard features
  • Powertrain — engine and drivetrain options
  • Exterior color and interior choices
  • Option packages and individual add-ons

As you make selections, the tool updates a Manufacturer's Suggested Retail Price (MSRP). That number is not the same as what you'll pay — it's a starting point for negotiation and a way to understand the cost of each feature before you're sitting across from a finance manager.

Ford Explorer Trim Levels: The Biggest Variable

The trim you choose shapes almost every other decision. As of recent model years, the Explorer lineup has included trims ranging from base to performance-oriented:

TrimGeneral PositionCommon Features
BaseEntry-levelStandard safety tech, basic infotainment
XLTMid-rangeMore comfort features, some appearance upgrades
ST-LineSport-focused stylingLower ride height, sportier exterior cues
LimitedNear-premiumMore standard luxury features
STPerformanceHigher-output engine, sport suspension tuning
PlatinumTop-tierPremium materials, most standard tech
TimberlineOff-road orientedHigher ground clearance, all-terrain tires

Each trim sets a price floor. Options and packages build from there. Choosing a lower trim and adding individual packages sometimes costs more than stepping up — the build tool helps you spot those gaps.

Powertrain Options and What They Mean 🔧

The Explorer has been offered with multiple engine choices depending on model year. Recent configurations have included:

  • 2.3L turbocharged four-cylinder — the standard engine on most trims, balancing fuel economy with adequate power for a three-row SUV
  • 3.0L twin-turbocharged V6 — found in the ST and Platinum, producing significantly more horsepower and torque
  • Hybrid powertrain — pairs a gas engine with an electric motor for better fuel efficiency, particularly in city driving

Drivetrain options typically include rear-wheel drive (RWD) and four-wheel drive (4WD) — not to be confused with all-wheel drive (AWD). The Explorer's available 4WD system includes terrain management modes suited to different driving conditions.

Powertrain choice affects MSRP, fuel costs over time, towing capacity, and insurance rates. Fuel economy figures are rated by the EPA and vary by model year, engine, and drivetrain — check the fueleconomy.gov database for specific numbers rather than relying on estimates.

What the Build Tool Doesn't Tell You

The configured MSRP gives you useful information, but several important numbers are missing:

  • Destination and delivery charges — a fixed fee Ford adds to every vehicle, separate from MSRP
  • Dealer markup (or discount) — market conditions affect what dealers actually charge above or below MSRP
  • Tax, title, and registration fees — these vary by state, county, and sometimes city
  • Financing costs — interest rates depend on your credit profile and the lender
  • Trade-in value — negotiated separately from the purchase price

A fully configured Explorer at a given MSRP could have a meaningfully different out-the-door price depending on where you live and how you finance it.

Options and Packages: Where Costs Add Up Fast

Ford bundles many features into option packages rather than offering them individually. Common examples include driver assistance packages (with adaptive cruise control, lane-centering assist, and automatic emergency braking upgrades), towing packages, and technology packages with larger screens or premium audio.

Key distinctions to understand:

  • Standard equipment — included with the trim at no extra charge
  • Available options — can be added for a fee
  • Package-only features — some options are only available bundled with others, which can force you to pay for features you don't want to get one you do

Some features are only available on higher trims. If a specific feature matters to you, check which trim unlocks it — not just whether it exists on the Explorer at all. 🔍

Model Year Matters

A "Ford Explorer build" in one year isn't identical to the next. Ford updates standard equipment, changes package structures, adjusts pricing, and occasionally introduces new tech mid-cycle. The trim levels may carry the same names while including different features. Always use the build tool for the current model year you're considering, and verify what's changed if comparing to a previous year's configured price.

From Configuration to Actual Purchase

A saved build gives you a reference point — not a guaranteed offer. You can share a built configuration with dealers, but inventory is what actually determines what's available for purchase or order. Some buyers configure their preferred spec and then locate dealers with matching or near-matching stock. Others place a factory order, which means specifying exactly what you want and waiting for production and delivery — timelines vary.

What you configure online, what's on a dealer's lot, what a dealer will charge, and what you'll actually pay after tax and fees are four different numbers. The build tool answers the first question clearly. The rest depend on where you live, current inventory, your financing situation, and what happens at the dealership.