Hertz requires a deposit on most rentals, but the amount and form depend on your payment method and location

Hertz holds a deposit as a security measure against damage, fuel charges, and tolls. For credit card rentals, this is typically an authorization hold — the money stays in your account but is not charged unless Hertz needs to cover costs. The hold amount varies: standard vehicles usually see holds between $200 and $500, while luxury or larger vehicles can trigger holds of $1,000 or more. Hertz releases the hold within 7 to 14 business days after you return the car, though some credit card companies take longer to post the release back to your account.

If you pay with a debit card, Hertz may require a larger deposit — sometimes $500 to $1,500 — because debit card holds are harder to reverse quickly. Some locations also require a cash deposit if you cannot provide a credit card, though this is less common at major airport locations. The exact deposit structure can vary by rental location and vehicle class, so calling your specific Hertz branch before you book gives you the clearest picture of what to expect.

Key Takeaways

  • Hertz places an authorization hold on your credit card for $200 to $500 on standard vehicles, which is not charged unless damage or extra fees explore.
  • Debit card rentals often require a larger deposit or cash down payment because the hold is harder to reverse.
  • The hold is released 7 to 14 business days after return, though your bank may take additional time to show the release in your account.
  • Luxury vehicles, SUVs, and trucks trigger higher holds than compact or mid-size cars.
  • Calling your local Hertz location before booking tells you the exact deposit amount for your vehicle and payment method.

How authorization holds work with credit cards

When you rent from Hertz with a credit card, the company places an authorization hold on your card. This is not a charge — it is a temporary block on that amount of your available credit. Your credit card company sets aside the funds so Hertz can draw on them if needed, but the money remains yours until Hertz actually charges it.

The hold appears in your account when ready and can affect your available credit limit. If you have a $2,000 limit and Hertz places a $400 hold, you have $1,600 left to spend elsewhere. This matters if you plan to make other purchases during your rental period. Once you return the car and Hertz confirms there are no damage claims or unpaid charges, the hold is released. Most credit card companies show the release within 7 to 14 business days, though some take longer depending on your bank's processing speed.

Debit card deposits and why they are larger

Hertz treats debit card rentals differently because the money comes directly from your bank account rather than from a line of credit. When Hertz places a hold on a debit card, the funds are actually removed from your available balance — not just reserved. This means you cannot access that money for other purchases, and reversing the hold takes longer because it involves your bank's processing system.

Because of this risk, Hertz often requires a larger deposit for debit card rentals — typically $500 to $1,500 depending on the vehicle. Some locations may also ask for an additional form of security, such as a cash deposit or a second credit card. If you have a credit card available, using it instead of a debit card usually results in a smaller hold and faster release. If debit is your only option, confirm the deposit amount with Hertz before you book, and plan for the funds to be unavailable for at least two weeks after your return.

Deposits for different vehicle types

Hertz adjusts the deposit amount based on the vehicle's value and size. Compact and economy cars typically trigger the lowest holds — often $200 to $300 on a credit card. Mid-size sedans and SUVs usually see holds of $400 to $600. Luxury vehicles, full-size trucks, and vans can result in holds of $800 to $1,500 or higher.

The vehicle class you select at booking does not always match what you receive — Hertz may upgrade you to a larger car at no extra charge. If this happens, the deposit hold may increase, though Hertz usually adjusts it only if the upgrade is significant. When you arrive to pick up your rental, confirm the vehicle you are receiving and ask about the deposit amount if it differs from what you expected at booking.

What happens if you damage the car or incur extra charges

If you return the car with damage, Hertz will charge the repair cost against your deposit hold. Minor damage like small dents or scratches may fall within Hertz's damage waiver if you purchased one, but major damage or damage you caused through negligence will be charged to you. Hertz inspects the car at return and documents any new damage with photos. If the damage cost exceeds your deposit hold, Hertz will charge your card for the difference.

Extra charges also draw from your deposit: fuel (if you did not fill the tank), tolls, parking tickets, late fees, and additional driver fees. Hertz sends an itemized receipt within a few days of return. If you dispute any charge, contact Hertz customer service with your rental agreement and photos of the car's condition at return. Charges that remain unpaid after 30 days may be reported to your credit card company or sent to collections.

How to minimize deposit holds

Use a major credit card rather than a debit card — this almost always results in a smaller hold and faster release. Book the smallest vehicle class that meets your needs, since larger vehicles trigger higher holds. If you are renting for an extended period, ask Hertz whether a longer rental qualifies for a different deposit structure; some locations offer lower holds for weekly or monthly rentals.

Return the car on time and in the condition you received it. Photograph the car's exterior and interior before you leave the lot, and keep your rental agreement and receipt. If Hertz charges you for damage you did not cause, these photos are your evidence. Fill the tank before return to avoid fuel surcharges, which are typically marked up significantly above the local pump price. Pay any tolls or parking fees promptly so they do not accumulate interest or late fees.

Frequently Asked Questions

Can I rent from Hertz without a credit card?

Yes, but it is more difficult and expensive. Hertz accepts debit cards at most locations, though the deposit is larger and the hold lasts longer. Some locations accept cash deposits, but you must call ahead to confirm this option is available. You will also need a valid driver's license and proof of insurance.

How long does it take for the deposit hold to disappear from my account?

Hertz releases the hold within 7 to 14 business days after you return the car. Your credit card company then processes the release, which can take an additional 3 to 5 business days depending on your bank. In total, expect 10 to 21 days for the hold to fully disappear from your available balance.

What if I return the car early — does the deposit change?

The deposit hold amount does not change if you return early. Hertz still places the same authorization hold at pickup. The hold is released on the same timeline after return, regardless of how many days you actually rented the car.

Does Hertz charge the deposit if I buy the damage waiver?

The damage waiver does not eliminate the deposit hold — it reduces what you pay if damage occurs. Hertz still places the authorization hold at pickup. If you cause damage covered by the waiver, Hertz charges the waiver cost instead of the repair cost, and the hold is released as normal.

Can I use a prepaid credit card for a Hertz rental?

Most prepaid cards work for Hertz rentals, but the deposit hold must fit within your card's balance. If your prepaid card has $300 and Hertz places a $400 hold, the transaction will be declined. Call Hertz before booking to confirm your card type is accepted, and may support your balance covers both the rental cost and the deposit hold.