407etr.com is where you pay tolls for driving on Ontario's Highway 407
407etr.com is the official payment website for the Electronic Toll Route (407 ETR), a privately operated highway in the Greater Toronto Area. If you drove on Highway 407 and received a toll invoice or notice, you can pay it directly through this site using a credit card, debit card, or bank account. The site also lets you set up an account to monitor your driving history, link a vehicle, and arrange automatic payments.
You do not need to create an account to make a one-time payment, but having one makes it easier to track multiple invoices or manage tolls for more than one vehicle. Payment typically processes within one business day, though the 407 ETR may take longer to update your account status if you are disputing a charge or if your payment arrives close to a collection important date.
Key Takeaways
- You can pay a 407 ETR toll invoice at 407etr.com using a credit card, debit card, or direct bank transfer without creating an account.
- Creating an account at 407etr.com lets you view your toll history, set up automatic payments, and link multiple vehicles to one profile.
- If you received a notice of violation or collection letter, paying online may not when ready stop collection action, so contact 407 ETR directly to confirm your account status.
- Payment by credit or debit card processes within one business day, but bank transfers may take two to three business days to appear in your account.
How to make a one-time payment without an account
Go to 407etr.com and look for the "Pay Now" or "Make a Payment" button on the homepage. You will need your invoice number (found on your toll notice) and the amount owing. Enter these details, then choose your payment method: Visa, Mastercard, American Express, debit card, or bank account transfer. The site will ask for your billing address and contact information to process the payment.
After you submit payment, you will receive a confirmation number. Keep this number in case you need to follow up with 407 ETR about whether the payment was received. If you paid by credit or debit card, the charge should appear on your statement within one business day. Bank transfers typically take two to three business days to clear.
Creating an account and setting up automatic payments
To create an account, visit 407etr.com and select "Register" or "Create Account." You will need your email address, a password, and at least one vehicle licence plate number. Once registered, you can log in to view all invoices tied to that plate, see your toll history by date and location, and check your account balance.
Automatic payments (also called "pre-authorized payments") let 407 ETR charge your credit card, debit card, or bank account automatically when your balance reaches a certain amount. To set this up, log into your account, go to the payment settings or billing section, and enter your payment method. You can change or cancel automatic payments at any time through your account settings. This option is useful if you drive Highway 407 regularly and want to avoid receiving multiple invoices.
What to do if you received a collection notice or violation letter
If your invoice went unpaid past the due date, 407 ETR may have sent a notice of violation or a collection letter. Paying online through 407etr.com will reduce your balance, but it may not when ready stop collection action or remove a violation from your record. Before paying, contact 407 ETR directly by phone or through your account to confirm whether additional fees (such as collection costs or violation penalties) have been added to your bill.
407 ETR's customer service team can tell you the total amount owing, whether a payment arrangement is possible, and what steps will happen next if you pay now. Some notices include a important date for payment before the account is referred to a collection agency or before a licence plate denial is issued. If you are close to that important date, paying when ready online may be your fastest option, but calling first ensures you understand the full amount and any consequences that may already be in motion.
Payment methods and processing times
| Payment Method | Processing Time | When It Appears in Your Account |
|---|---|---|
| Credit card (Visa, Mastercard, Amex) | when ready | 1 business day |
| Debit card | when ready | 1 business day |
| Bank account transfer (direct debit) | 2–3 business days | 2–3 business days |
Credit and debit card payments are processed when ready when you submit them, and the charge appears on your statement within one business day. Bank account transfers take longer because they go through the banking system; 407 ETR will debit your account within two to three business days, and the payment will show in your 407 ETR account at the same time.
If you do not see your payment reflected in your account after the expected time, log back into 407etr.com and check your account balance. If the balance has not changed, contact 407 ETR customer service with your confirmation number to verify that the payment was received.
Linking multiple vehicles and managing family accounts
If you own more than one vehicle or share driving duties with family members, you can link multiple licence plates to a single 407 ETR account. Log into your account, go to the vehicles or profile section, and add a new licence plate. Each plate will have its own toll history and balance, but you can pay all invoices from one login and set up automatic payments for each vehicle separately.
Note that 407 ETR accounts are tied to the person who registered them, not to the vehicle itself. If you sell a vehicle or transfer it to another driver, you should remove that plate from your account to avoid confusion. The new owner will need to register their own account with the new plate number.
Disputing a toll charge or invoice error
If you believe a toll charge is incorrect—for example, if you were charged twice for the same trip or if the amount does not match your understanding of the toll—you can dispute it through 407etr.com or by contacting customer service directly. Log into your account, find the disputed charge, and look for a "Dispute" or "Challenge" option. You will need to explain why you believe the charge is wrong and may need to provide supporting information, such as a photo of your receipt or proof that you were not driving the vehicle at that time.
Disputes can take several weeks to resolve. During that time, the charge remains on your account, and if it is part of an unpaid balance, collection action may continue. If you are disputing a charge that is pushing your account toward collection, contact 407 ETR by phone to ask whether they will pause collection action while the dispute is being reviewed.
Frequently Asked Questions
Can I pay a 407 ETR toll by mail or phone instead of online?
407 ETR does not accept payments by mail. You can pay by phone by calling their customer service line (the number is on your invoice), but you will still need to provide payment information such as a credit card or bank account number. Paying online at 407etr.com is the fastest and most direct method.
What happens if I pay my 407 ETR bill but my account still shows a balance?
If your payment has not yet processed, the balance may not update when ready. Credit and debit card payments usually show within one business day; bank transfers take two to three days. If more time has passed and the balance is still showing, log into your account and check your payment history to see if the transaction went through. If you see the payment listed but the balance has not changed, contact 407 ETR with your confirmation number.
Do I need to create an account to pay a toll invoice?
No. You can pay a one-time invoice without an account by going to 407etr.com, selecting "Pay Now," and entering your invoice number and amount. Creating an account is optional and is most useful if you drive Highway 407 regularly or own multiple vehicles.
Can I set up automatic payments for just one vehicle if I have multiple plates linked to my account?
Yes. When you set up automatic payments in your account settings, you can choose which vehicle or vehicles the automatic payment applies to. You can have automatic payments on one plate and manual payments on another, or turn off automatic payments for any plate at any time.
What should I do if I lost my invoice number?
If you have a 407 ETR account, log in and your invoice number will be listed under your account balance or payment history. If you do not have an account, call 407 ETR customer service with your licence plate number and they can provide your invoice number and current balance over the phone.