Indiana car plate renewal happens through the Bureau of Motor Vehicles (BMV), either online, by mail, or in person at a BMV branch
Indiana sends renewal notices 60 days before your registration expires. The notice tells you your renewal date, your vehicle's registration number, and the fee amount. You can renew online through the BMV website if your vehicle has a standard registration and no liens; by mail using the renewal notice; or by visiting a BMV branch in person. The online method is fastest — you pay the fee and receive confirmation when ready, though your physical plate arrives by mail within two weeks.
Your registration expires on the last day of the month shown on your current plate. Driving with an expired registration is a violation in Indiana, so renew before that date. If you miss the important date, you can still renew, but you may face a late fee on top of the standard renewal cost.
Key Takeaways
- Indiana sends renewal notices 60 days before expiration; check your mail or log into your BMV account to find your renewal date.
- Online renewal through the BMV website is the fastest option if your vehicle has no liens and a standard registration type.
- Renewal fees vary by vehicle weight and type; the BMV website shows your exact fee before you pay.
- Your new plate arrives by mail within two weeks of online or mail renewal; in-person renewal may issue a temporary plate the same day.
- If you change your address, renew your registration, or get a new vehicle, you must update your information with the BMV.
Renewal fees and what they depend on
Indiana registration fees are based on your vehicle's gross weight rating (GWR) — the maximum weight it can safely carry, not what it actually weighs. The BMV website has a fee calculator where you enter your vehicle type and weight to see the exact amount. Passenger cars typically cost less than trucks or commercial vehicles. The fee covers your registration and plate for one year.
If you renew late, Indiana adds a penalty fee. The amount depends on how many days past the expiration date you renew. Renewing within 30 days of expiration costs less than renewing 60 days late. The BMV website or a BMV branch can tell you the exact penalty for your situation.
Renewing online through the BMV website
Go to in.gov/bmv and select "Renew Registration" from the main menu. You will need your vehicle's registration number (from your current plate or renewal notice) and a valid payment method — debit card, credit card, or electronic check. The system confirms your vehicle information, shows your fee, and processes payment when ready. You receive a confirmation number on screen and by email.
Your new plate is mailed to the address on file with the BMV. Standard delivery takes 10 to 14 business days. If you need the plate faster, some BMV branches offer expedited plate production for an additional fee — call ahead to confirm availability at your local branch. Until your new plate arrives, your current plate remains valid as long as your registration has not yet expired.
Renewing by mail with your renewal notice
The renewal notice the BMV mails you includes a payment envelope and instructions. Fill out the notice with any address or vehicle information changes, include a check or money order for the renewal fee, and mail it back in the provided envelope. Do not send cash. Mail renewal takes longer than online — typically three to four weeks from the time the BMV receives your envelope.
Mail your renewal at least three weeks before your registration expires to avoid driving with an expired plate. If your renewal notice does not arrive or you lose it, you can still renew online or visit a BMV branch with your vehicle title or registration card. Keep a copy of your mailed renewal for your records in case there is a delay.
Renewing in person at a BMV branch
Bring your current registration card or vehicle title, a valid photo ID, and payment (cash, check, debit card, or credit card). Some BMV branches are appointment-only; check in.gov/bmv to find your nearest branch and see whether you need to book ahead. Walk-in hours vary by location. The BMV staff will verify your vehicle information, collect payment, and issue you a temporary plate on the spot if you request one.
Your permanent plate arrives by mail within two weeks. The temporary plate is valid for 30 days and allows you to drive legally while you wait. In-person renewal is useful if you need to update your address, change your name, or resolve registration issues that the online system cannot handle.
What to do if your renewal notice does not arrive
Check your BMV account online at in.gov/bmv by logging in with your driver's license number and date of birth. Your account shows your registration expiration date and renewal fee. If you cannot access your account or the information is wrong, call the BMV customer service line or visit a branch to verify your address on file. The BMV may have an outdated address, which is why the notice did not reach you.
You do not need the physical renewal notice to renew — you can renew online or by mail using just your registration number and vehicle information. If your address has changed, update it with the BMV before renewing so future notices reach you. If you have moved recently and the BMV still has your old address, you can update it online, by phone, or at a branch.
Renewing when your vehicle has a lien or loan
If you are financing your vehicle, the lender (bank, credit union, or dealership) holds a lien on the title. You can still renew your registration online or by mail as long as the lien is current. The registration and plate belong to you; the lien only affects ownership of the vehicle itself. Renew normally through the BMV using any of the three methods.
If your lien has been paid off, contact your lender to request a lien release. Once released, the BMV will update your title records. This does not affect your current registration renewal, but it matters if you sell the vehicle or need to update your title later. Check your renewal notice or BMV account to confirm whether a lien is listed — if it is and you believe it should not be, contact your lender and the BMV to correct it.
Frequently Asked Questions
Can I renew my registration if my plate is damaged or faded?
Yes. When you renew online or by mail, you receive a new plate automatically. If your current plate is damaged but your registration is not yet due, you can request a replacement plate at any BMV branch for a small fee. Bring your registration card and photo ID.
What happens if I drive with an expired registration?
You can be stopped by law enforcement and cited. Indiana treats expired registration as a traffic violation. Renew before your expiration date to avoid the ticket and any associated fines. If you have already expired, renew when ready — the sooner you do, the better your position if you are stopped.
Do I need to renew my plate if I sell my vehicle?
No. When you sell, the registration ends with the vehicle. The new owner will register it in their name. You do not owe any remaining registration fees. If you buy a different vehicle, you will need to register that vehicle separately with the BMV.
How long does in-person renewal take at a BMV branch?
Wait times vary by branch and time of day. Busy branches may have 30-minute to one-hour waits during peak hours. Appointment-only branches typically move faster. Check the BMV website for your branch's current wait time before you go, or book an appointment if available.
Can I transfer my current plate to a new vehicle?
Indiana allows plate transfers in some cases. If you are replacing a vehicle and want to keep your current plate number, contact a BMV branch or call customer service to ask about transfer options. You will need both the old and new vehicle titles. Not all plate types are transferable, so confirm with the BMV first.